Banking engineered for
the future of finance.
Move capital across borders in seconds. Unlock AI-driven wealth intelligence. Experience institution-grade security with consumer-grade elegance.
Choose the card that
works for you.
From everyday spending to elite privileges — find your perfect match.
ETIKS
Classic
•••• •••• •••• 4015
Everyday banking, beautifully simple.
- ✓ No annual fee
- ✓ 1% cashback
- ✓ Contactless pay
- ✓ Mobile wallet
ETIKS
Gold
•••• •••• •••• 1097
Premium rewards, global access.
- ✓ $0 annual fee
- ✓ 3% dining & travel
- ✓ Airport lounge access
- ✓ Travel insurance
ETIKS
Platinum
•••• •••• •••• 3103
Elite lifestyle, unparalleled value.
- ✓ $95 annual fee
- ✓ 5% on travel
- ✓ Global concierge
- ✓ $200 travel credit
ETIKS
Infinite
•••• •••• •••• 8832
The pinnacle of private banking.
- ✓ By invitation only
- ✓ Unlimited rewards
- ✓ Private banker
- ✓ Black card privileges
Enterprise power,
consumer soul.
Every feature engineered for speed, security, and elegance — serving 4.2M+ clients across 38 markets.
Global transfers
Send to 38 countries with mid-market rates and zero hidden fees.
→Vault-grade security
AES-256 encryption, biometric login, and 24/7 fraud monitoring.
→AI financial co-pilot
Smart insights, spend forecasting, and tailored saving plans.
→Premium cards
Metal cards with airport lounges, cashback, and concierge service.
→Wealth & investing
Curated portfolios, fixed deposits, and treasury management.
→Instant everything
Real-time payments, instant card issuance, and live balances.
→